When you own a condo or a townhome in an HOA, you have the benefit of accessing common/shared areas throughout your community. The benefits of accessing these areas will likely add to the value of your individual property. Keep in mind, however, that as a member of the community, you are also likely [...]

People don't often stop to think of the issues that can arise from clogged gutters, but there are actually many. If water is not able to properly flow away from your house, then damage can result in a number of different locations, from your roofing to your foundation. There are a number [...]

If you have the insurance you should use it.  If you are involved in a car accident you use the car insurance, it is the same concept. - You have been paying for insurance for quite some time most likely. Paying into that insurance for this very reason, to [...]